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Leveraging Cloud-Based Digital Finance for Economic Growth: Innovations, Financial Technologies and Sustainable Development Perspectives
Dr. Pooja Gupta, Prof. (Dr.) Anju Bhandari Gandhi and Dr. Stuti Mehla
Format
Paperback and e – book
ISBN
978-81-69295-08-6
DOI
doi.org/10.5281/zenodo.21552387
Pages
367 Pages
Price
Rs. 999/- ( $80 )
Leveraging Cloud-Based Digital Finance for Economic Growth: Innovations, Financial Technologies, and Sustainable Development Perspectives examines the transformative impact of cloud computing and digital financial technologies on modern financial ecosystems. As digital transformation accelerates across the global economy, cloudbased financial services have become essential for improving accessibility, efficiency, transparency, and innovation in banking, payments, lending, insurance, and investment management. This edited volume presents contemporary research that explores the integration of cloud technologies, artificial intelligence, machine learning, blockchain, cybersecurity, digital payment systems, financial inclusion, and regulatory frameworks within digital finance. The chapters provide theoretical foundations, empirical evidence, practical applications, and policy perspectives that demonstrate how cloud-enabled financial systems are reshaping businesses, governments, and financial institutions. The book further addresses emerging issues such as data privacy, ethical governance, compliance, digital lending, Robo-advisory services, InsurTech innovations, cross-border financial regulations, and green FinTech. It highlights the role of cloud-based digital finance in supporting entrepreneurship, empowering small and medium enterprises, expanding financial inclusion, strengthening economic resilience, and promoting sustainable development. Designed for researchers, academicians, postgraduate students, policymakers, financial professionals, FinTech innovators, regulators, and industry practitioners, this volume serves as a comprehensive reference on the evolving landscape of cloud-based digital finance. By combining academic rigor with practical relevance, the book offers valuable insights into the technologies, strategies, and policy frameworks that will shape the future of digital financial ecosystems and drive inclusive economic growth in the digital era.
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Prof. (Dr.) Anju Bhandari Gandhi is a distinguished academic and research leader with 19 years of extensive experience in Computer Science and Engineering. She is currently serving as the Professor Incharge of Research & Development at the Panipat Institute of Engineering and Technology, Panipat, where she provides strategic direction for the institution's research endeavors. Holding a B.Tech, M.Tech, and Ph.D. in CSE, Dr. Gandhi has a formidable publication record, with 65 research papers in reputed, Scopus-indexed international journals. Her research expertise is centered on cutting-edge domains including Artificial Intelligence, Machine Learning, and Data Science. A dynamic organizer, she has convened numerous high-profile technical events, including international conferences, seminars, Faculty Development Programs (FDPs), workshops, and training sessions. Her contributions to research and innovation have been recognized through multiple awards and grants, most notably her pivotal role in securing and establishing an AICTE Idea Lab. Her scholarly work can be accessed through her ORCID profile: 0000-0002-4178-3035.
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Dr. Stuti Mehla is an Associate Professor in the Computer Science and Engineering department at PIET. With a robust academic foundation, she earned her B.Tech. and M.Tech. from Kurukshetra University and her Ph.D. in CSE from Maharishi Markandeshwar University, Mullana in 2022. Boasting over a decade of experience, Dr. Mehla has established a strong research profile, having published more than 20 articles in esteemed international journals and presented her work at numerous conferences. Her research expertise lies in the cutting-edge domains of Artificial Intelligence, Machine Learning, Data Science, and Recommendation Systems. She is an active contributor to the global professional community, holding memberships in both the IEEE and the ACM. Her research can be explored further via her ORCID: 0000-0003- 0220-8860.
Dr. Pooja Gupta is an Associate Professor at the Panipat Institute of Engineering and Technology, Samalkha, Haryana. She is a seasoned management professional with over 16 years of academic experience, specializing in Finance, Banking, and Accounting. She earned her Ph.D. from Guru Jambheshwar University, Hisar, with a research focus on Foreign Investors and the Stock Market. Dr. Gupta has made significant contributions to academic research, with numerous publications in reputed national and international journals, and has actively participated in various conferences and seminars. In addition to her research work, she has served as an editor for more than five academic books and has authored four books in her area of expertise. Her academic and research pursuits reflect a strong commitment to advancing knowledge in the field of finance and management.